Conditions of Use Neet-investor, LLC (referred to as "we," "us," or "our" or "Company") provides solutions and tools for online estate planning. Your access to and use of Neet-investor's websites, applications (including our mobile applications), and other online products and services (collectively, our "Services") are governed by the rules and expectations outlined in these Terms of Service (the "Terms"). Our aim is to keep them straightforward and simple to comprehend. Please get in touch with us at support@Aarpsocialcircle.com if you have any questions. As a legally binding agreement between you and Neet-investor, please carefully read these Terms.

By using the services, you warrant that you have (1) read, comprehended, and accepted these terms; (ii) 2) YOU ARE OF AGE AND HAVE THE LEGAL ABILITY TO MAKE A CONTRACT WITH US THAT IS TERMINATED; (3) You are legally authorized to sign the terms. You are not permitted to access or use our services if you do not agree to these terms, which include the mandatory arbitration provision and class action waiver in Section 21.

We may ask you to agree to additional terms that apply to specific Neet-investor features, products, or services in addition to these Terms. When it comes to accessing or using a feature, product, or service, you are subject to the terms of any additional terms that conflict with these Terms.



You are allowed to use the Services to: (a) create, prepare, and sign estate planning documents such as wills, trusts, powers of attorney, and advance healthcare directives (collectively, "Estate Planning Documents"); (b) list assets in your trust schedule of assets if you have chosen to set up a trust; and (c) consolidate and track your financial information in one location so that you can make decisions regarding your estate plan.

No financial, investment, estate planning, legal, or tax advice is provided by Neet-investor.

You acknowledge that Neet-investor is not a law firm or an attorney and does not: (i) provide you with legal advice or guidance; or (ii) perform services for you or on your behalf as would be performed by an attorney. A licensed attorney's advice and services cannot be substituted for by our products and services. You and I do not have any attorney-client relationship or privilege. Instead, you are representing yourself in any legal matter you take on, including any legal matter involving your use of the Services in any way. You also acknowledge that Neet-investor is not a financial planner; ii) a financial planner; iii) Financial advisor; iv) an attorney; or (iv) an accountant. Although Neet-investor sells insurance products, which are discussed below, neither Neet-investor nor the Services offer any advice regarding financial planning, investments, legal matters, or taxes.

Any financial, estate, tax, investment, or legal decisions you make or related agreements to which you become a party in relation to the Services are solely your responsibility. You agree that we will not be held liable for any losses, damages, expenses, or claims of a similar nature that you may incur as a result of your financial, estate, tax, investment, legal, or other similar decisions. You also waive any claims you may have against us for losses, damages, expenses, or claims of a similar nature.

Eligibility You warrant and represent that you are: a) have attained the age of 18; ( b) You have not been banned from using our Services before; ( c) you are fully competent to enter into these Terms and will not violate any other contract to which you are a party; d) you are a citizen of the United States or a lawful permanent resident of the United States and not a citizen or resident of any country to which the United States has placed an embargo on goods or services; e) The Office of Foreign Assets Control has not identified you as a "Specially Designated National;" f) have not been added to the Denied Persons List maintained by the U.S. Commerce Department; g) won't use our services outside of the United States; h) won't have multiple accounts for the services.

If you are using the Services on behalf of another entity, you agree to (a) bind that entity to these Terms, (b) that entity accepts responsibility for you and any other users using the Services on its behalf, including for your and their compliance with these Terms, and (c) all references to "you" will refer to that entity and you jointly.

Third-party-stored account information (also known as "Third-Party-Stored Account Information") can be retrieved by synchronizing your third-party accounts with the Services in a manner that enables us to retrieve your online information. By using the Services, you grant us permission to access and obtain your Third-Party-Stored Account Information, as well as to disclose your Third-Party-Stored Account Information to us by such third parties. You will be directly connected to the website of the third party you have identified whenever you use the Services to provide or otherwise make available Third-Party-Stored Account Information. We will send your information, which includes, but is not limited to, the usernames and passwords you use to access the Services. You are giving us permission to use your information to get, retrieve, and set up the Services to work with third-party websites for which you have provided information. We do not provide any third-party accounts or websites, and we are not liable for any problems related to the Services that may arise from or in connection with such third-party accounts or your Third-Party-Stored Account Information. You agree to update and maintain the accuracy of your Third-Party-Stored Account Information.

Disclaimers We disclaim all warranties regarding the use of the services, which include the generation and use of estate planning documents and the software that is included in them, which are provided "as-is." You use our services at your own risk and without any express or implied warranties or conditions. WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT ARE DISCLAIMED BY US. In addition, we do not guarantee that our services are error-free, complete, dependable, up-to-date, or accurate. When you use our services, we are not liable for any damage, loss, or corruption to you, your computer, data, or the data or computers of any third parties. The entire risk associated with the Services' performance and quality is your responsibility.